values of the weights were determined by a second GoF criterion with its own validation process. Because of basic differences among risk factors, their distributions, and the risk attribution process, the model selection process was often slightly different for each risk factor. The details can be summarised by (1) the summary statistics for each dataset; (2) a table showing the Kolmogorov-Smirnov statistic for each candidate model and URD; (3) the criterion used for determining the overall GoF; (4) summary results of the validation process; and (5) the weights defining the final ensemble model for each dataset.
