To test whether the stressor-health association varied by race, cross-product terms for each stressor and race were added to the models (based on Model 2 above). Additionally, for each outcome, we estimated three regression models to examine the extent to which stress exposure accounts for racial health disparities. Two initial models examined the association between race and health, adjusting for age, gender, and language of interview (Model 1), along with income and education (Model 2) providing a baseline estimate of racial health disparities, unadjusted and adjusted for SES. Model 3 added all of the indicators of both the types and number of stressors. Comparing the coefficients for race across these models allows an assessment of the contribution of stressors to explaining racial health disparities.