you declared bankruptcy? 9. Did you have serious trouble with the police or the law?10. Was something stolen from you, including things that you carry like a wallet, or something inside or outside your home?11. Has anyone intentionally damaged or destroyed property owned by you or someone else in your house?12. Did any of your family members or close friends die?13. Were any of your family members or close friends physically assaulted, attacked or mugged?14. Did any of your family members or close friends have serious trouble with the police or the law?15. Have you at any time been homeless?16. Have you had so much debt that you had no idea how you were going to repay it?