organizing acronym CARR: (1) clarifying the criteria for evaluating findings (e.g., analytic validity, seriousness of condition, and actionability) and the roster of returnable IFs and IRRs; (2) analyzing a particular finding in light of those criteria and that roster to determine if it constitutes a returnable IF or IRR; (3) re-identifying the individual (or individuals) for potential return; and (4) recontacting the individual (or individuals) to offer the finding. Part III then crystallizes 10 specific recommendations. Part IV addresses the challenges posed by those recommendations for new biobanks versus biobanks already in existence.